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VEHICLE LOAN PROTECTION OPTIONS

GUARANTEED ASSET PROTECTION (GAP)

Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance coverage. It waives the difference between your primary insurance company’s settlement and the payoff of your loan balance up to a certain loan to value maximum, less exclusions or limitations that may apply. The loan to value maximum is comparing the total amount originally financed to the vehicle’s value at the start of the loan. Included in this waiver is your insurance deductible, up to $1000.*

GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with our financial institution.**
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*Deductible waiver is available in most, but not all states. Please onsult your financing representative for the availability of this benefit.
**GAP Advantage is available in most but not all states. Replacement vehicle must be financed with in a limited time from the date of loss. Please consult your financing representative for the availability and details of this benefit.

TOTAL RESTART AUTO REPLACEMENT BENEFIT

With TotalRestart, if your vehicle experiences a total loss, we’ll help you get back into a vehicle like the one you originally financed. Did you know that 1 in 4 cards involved in an accident will be deemed a total loss? If you’ve been through a wreck, you’d like to think you’ve been through enough, right? But that’s just the start of it. Do the math… Your vehicle is one of the most expensive yet fastest depreciating assets you own. We often don’t realize just how fast our vehicles lose their value until we sell them or they are wrecked. If you’re in an accident and your vehicle is deemed a total loss, you may get enough to pay off the remainder of your loan but you may be out of the money needed to get a comparable replacement vehicle. Our TotalRestart benefit helps protect you against this rapid depreciation and gives you an opportunity for a fresh start if you experience a total loss.
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This information is intended to provide an overview of the TotalRestart Program. Please refer to the TotalRestart Membership Registration Form for all terms and conditions.

ROUTE 66 EXTENDED WARRANTY

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses, and there is no deductible on covered parts or labor. Plus all plans come with Rental Car Allowance and 24/7 Emergency Roadside Service for when the unexpected happens: