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Guaranteed Asset Protection Advantage, or GAP Advantage, is a voluntary, non-insurance program offered as protection on your financed vehicle to enhance, rather than replace, your standard insurance coverage.  It waives the difference between your primary insurance company’s settlement and the payoff of your loan balance up to a certain loan to value maximum, less exclusions or limitations that may apply.  The loan to value maximum is comparing the total amount originally financed to the vehicle’s value at the start of the loan.  Included in this waiver is your insurance deductible, up to $1000.*

GAP Advantage also provides you with a $1,000 credit towards the financing of a replacement vehicle financed or leased with our financial institution.**

*Deductible waiver is available in most, but not all states.  Please onsult your financing representative for the availability of this benefit.
**GAP Advantage is available in most but not all states. Replacement vehicle must be financed with in a limited time from the date of loss. Please consult your financing representative for the availability and details of this benefit.


Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road.  Even the most reliable vehicle can develop a mechanical problem.  No matter where you travel in the United States, Route 66 Warranty protects you against major mechanical expenses, and there is no deductible on covered parts or labor.  Plus all plans come with Rental Car Allowance and 24/7 Emergency Roadside Service for when the unexpected happens:

  • Towing
  • Lock-out Service
  • Battery Jump Starting
  • Flat Tire Assistance
  • Minor Adjustments

Learn More

Contact Public Service Credit Union at 260-432-3433 for more information on purchasing an extended warranty for your vehicle.

CDCL, GAP, MRC-999823.1-0814-0916


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