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Are you protected against the unexpected? Public Service Credit Union offers optional insurance on your loans to help protect you and your family. Your insurance can be financed into your loan so you may not have to pay any out of pocket expenses.

Guaranteed Asset Protection (GAP)

Will you still be paying for your vehicle after it’s gone? In the event of an accident GAP may cover the difference between what you owe on your vehicle and what it’s worth. Protect yourself with GAP for just $275 which can be financed into your loan. If you choose to elect GAP Plus, there is a total loss of the vehicle and you finance or lease a replacement vehicle with the credit union within 60 days after the primary insurance company issues a settlement check, the credit union will cancel the first $1,000 due under your new financial agreement.

Your purchase of MEMBER’S CHOICE TM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.

Mechanical Repair Coverage (MRC)

Public Service Credit Union now offers MRC for your vehicles. You can purchase a vehicle service contract at any time to help protect yourself from unexpected repair bills. Plus our MRC also includes 24/7 roadside assistance.

MEMBER’S CHOICE® Mechanical Repair Coverage is administered by Consumer Program Administrators, Inc. in all states except AK and CA, where coverage is administered by Virginia Surety Company, Inc., in WA, where coverage is administered by Automotive Warranty Services, Inc., in FL, LA , OK and WI, where coverage is administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023) and in AZ, where the Obligor and Administrator is Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In those states where MEMBER’S CHOICE® Mechanical Repair Coverage is offered as insurance (form MCCU-001-MBI) it is underwritten by Virginia Surety Company, Inc.

CDCL, GAP, MRC-999823.1-0814-0916