MCD

Mobile Check Deposit lets you deposit a check into your account by taking a picture of it with your smartphone or tablet using our mobile app. You can also view a 30-day history of the checks you’ve deposited through the mobile app.

HOW TO USE MCD VIDEO:

DOWNLOAD THE MOBILE APP!

PSCU mobile app icon apple-store-badge

 

DEPOSITING A CHECK

  1. Within the mobile app tap Deposit, login to your account then Register (approval may take 1-2 business days).
  2. Once you’ve registered and been approved, open our mobile app and go back to Deposit before logging into your account.
  3. Tap New Deposit.
  4. Select the account where you want to deposit your check and enter the check amount then tap Continue.
  5. Take a clear picture of the front of your check. Align the check so it is entirely within the frame.
  6. Turn the check over, endorse the back of the check and write the date, then take a clear picture.
  7. After a few seconds a box will pop up saying if your check deposit was successful or if you need to re-submit it.
  8. Hold onto your check for a week after your deposit has shown up in your account.

MOBILE CHECK DEPOSIT LIMITS

  • Max amount per deposit $2,500
  • Max daily amount $5,000
  • Max deposits per day 6
  • Max total within 30 days $10,000

MOBILE CHECK DEPOSIT TIPS

  • Write “Mobile Deposit PSCU” SIGN and DATE on the back of your check. Retain the check for a week after deposit.
  • Deposits usually post into the account around 20 minutes after the check is submitted.
  • To avoid delays in processing or rejection of your check, please ensure the quality of the image is clear and in focus.

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