MCD
Mobile Check Deposit lets you deposit a check into your account by taking a picture of it with your smartphone or tablet using our mobile app. You can also view a 30-day history of the checks you’ve deposited through the mobile app.
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DEPOSITING A CHECK
- Within the mobile app tap Move Money then Deposit Check, login to your account then Register (approval may take 1-2 business days).
- Once you’ve registered and been approved, open our mobile app and tap Deposit Check under Move Money.
- Login and tap Deposit Your Check
- Endorse your check by writing “Mobile Deposit PSCU” and the date, then enter the check amount.
- Take a clear picture of the front and back of your check. Align the check so it is entirely within the frame.
- Select the account where you want to deposit your check then tap Submit.
- After a few seconds a box will pop up saying if your check deposit was successful or if you need to re-submit it.
- Hold onto your check for a week after your deposit has shown up in your account.
MOBILE CHECK DEPOSIT LIMITS
- Max amount per deposit $2,500
- Max daily amount $5,000
- Max deposits per day 6
- Max total within 30 days $10,000
MOBILE CHECK DEPOSIT TIPS
- Write “Mobile Deposit PSCU” SIGN and DATE on the back of your check. Retain the check for a week after deposit.
- Deposits usually post into the account around 20 minutes after the check is submitted.
- To avoid delays in processing or rejection of your check, please ensure the quality of the image is clear and in focus.
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