Get rewarded for supporting local businesses in Allen and Huntington Counties with a Giveback Checking account! There are no monthly/annual fees or minimum balance requirements!
Earn 3% Cash Back at Local Businesses
Use your debit card at local businesses in Fort Wayne, Huntington, and Roanoke that are listed on our Local Business Directory and earn 3% cash back on your purchases up to $10 per month!
- No monthly fees or annual fees
- No minimum balance
- Visa debit card
- Online banking and mobile app
- Access to 30,000+ surcharge-free ATMs with 5 in Huntington and 41 in Fort Wayne!
- Bill Pay & Mobile Check Deposit
Local Businesses
Check out our Local Business Directory and request other local businesses to be added to the list, we want to include all of your favorites. More local businesses will be added every month.
Ready to Make a Difference?
Open your Giveback Checking account today and start earning rewards while supporting local businesses in Fort Wayne, Huntington & Roanoke!
| HOW TO QUALIFY EACH MONTH |
|---|
| Login to Online or Mobile Banking |
| 1 ACH deposit or withdrawal |
To earn 3% cash back on qualifying debit card purchases made at our local businesses list (www.mypscu.com/local-businesses) up to $10.00 per month, you must at least once per calendar month: (a) login to Your It’sMe247 Online Banking or MYPSCU Mobile App and (b) have one ACH deposit or withdrawal. No minimum balance, no transaction limitations, and no dividends are paid on this account.
Questions?
We’re here to help! Call or text 260-432-3433 or email pscu@mypscu.com us to learn more about Giveback Checking.
DEBIT CARD
Conveniently access the money in your account with a Public Service Credit Union Visa Debit/ATM card. Use your debit card at stores to make purchases by pressing the credit button and signing for your transaction. You can also use your debit card at an ATM to get cash from your savings or checking account by entering your PIN. REQUEST A DEBIT CARD
CONTACT # FOR CREDIT & DEBIT CARDS
- PIN CHANGE: 866-762-0558
- DURING BUSINESS HOURS: 260-432-3433 or 888-432-3433 (toll free)
- AFTER BUSINESS HOURS: 888-241-2510 or 909-941-1398 (outside US)
DIRECT DEPOSIT
Have your check electronically deposited into your account for instant access to your money! Don’t worry about losing your check, making it to the CU on time, or check holds anymore. Here’s what you’ll need to know to sign up:
- Routing Number: 274973358 This number is the same for all members of Public Service Credit Union.
- Account Number: Look at your statement for your account number. It is located in the upper right side of the first page. (Don’t use the numbers from the bottom of your check.)
- Account type: Savings or Checking. If you want your money put into an account other than your savings or checking let the credit union know and we can set up a split to any other account for you.
OVERDRAFT OPTIONS
Overdraft protection transfers money from one of your other accounts at the credit union when you don’t have enough money in your checking. You only pay a $5 fee each time we make a transfer.
VISA OVERDRAFT PROTECTION
Use your PSCU Visa as protection for any overdrafts you may have. We’ll automatically transfer the money to your checking and you only pay interest on the balance until you pay it back. Give us a call to set up your Visa as a form of overdraft protection.
MY OVERDRAFT PRIVILEGE (MY ODP)
If you have direct deposit into your checking account you may be eligible for My ODP. With My ODP the credit union pays for transactions that take your account below your available balance up to your qualified limit. You are charged a $30 fee each time you use My ODP but your check or automatic withdrawal isn’t returned so you’ll save the embarrassment and extra fees associated with a return. Call the credit union to find out if your account is eligible.
*Overdraft Protection transfer fees apply for each transfer. See Fee Schedule for list of fees. My ODP fee is charged for each transaction that puts your account below the available balance. All transactions that may take your account below the available balance are subject to a fee. Negative account balances must be paid within a 30 day period. The credit union reserves the right to not pay an overdraft for any reason. Contact the credit union for an up to date fee schedule.
MANAGE MY CARDS
You can easily manage your card activity and security all from your mobile app. Lock and unlock your cards, too! Did you lose your card? Temporarily lock it to prevent it from being used by anyone else. If you find it, you can unlock it just as easily! To get started open your mobile app, tap more in the bottom right then Manage My Cards or watch this How-To video below!
E-NOTICES
E-Notices are a faster way to learn about what’s happening to your account. Why wait for the mail when you can receive your notices electronically the same day? With e-notices you’ll get an email about a new alert in your online banking for things like:
- Insufficient Funds (NSF)
- Overdraft Transfers
- Overdraft Protection
- Late Payment Notices
- Certificate Renewals
E-ALERTS
Subscribe to e-Alerts to receive notifications about your account by email or text. Get an alert when your account goes above or below a balance, when an ACH is deposited or withdrawn, or when your loan payment is due. Customize e-Alerts to fit your needs. Learn more about e-Alerts.
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