Shop local, and earn cash back! Support your community and get rewarded for it. Giveback Local Checking gives you 3% cash back when you shop at participating local businesses in Allen and Huntington Counties—with no monthly fees and no minimum balance.
Earn 3% Cash Back at Local Businesses
Use your debit card at local businesses in Fort Wayne, Huntington, and Roanoke and earn up to $120 cash back per year! From your favorite coffee shop to the car wash down the street, your everyday spending supports local businesses and puts money back in your pocket.
WHAT’S INCLUDED
- No monthly fees or minimum balance – It’s simple
- Visa debit card – Shop anywhere Visa is accepted
- 30,000+ free ATMs – Including 5 in Huntington and 41 in Fort Wayne Find One Near You
- Online & Mobile banking – Manage your money
- Mobile check deposit– Bank from anywhere
| HOW TO QUALIFY EACH MONTH |
|---|
| Login to Online or Mobile Banking |
| 1 ACH deposit or withdrawal |
To earn 3% cash back on qualifying debit card purchases made at our local businesses list (www.mypscu.com/local-businesses) up to $10.00 per month, you must meet both monthly requirements: (a) login to Your It’sMe247 Online Banking or MYPSCU Mobile App and (b) have one ACH deposit or withdrawal. No minimum balance and no transaction limitations. No dividends are paid on this account. Limit 1 rewards based checking per SSN. See Credit Union for complete details. Account Disclosures Fee Schedule
Please note: orders placed through delivery apps like DoorDash or Uber Eats won’t earn 3% cash back, even at participating local businesses — this is based on how the transaction reaches us, not where you’re ordering from. If a local business changes how they process payments, it may affect whether transactions qualify for cash back. If something doesn’t look right, let PSCU know as soon as possible so we can correct it going forward. Unfortunately, we’re not able to make retroactive adjustments.
Local Businesses
We’re adding more local businesses every month. Check out our directory to see participating businesses, and let us know your favorites—we want to include them all.
Ready to Make a Difference?
Open your Giveback Local Checking account today and start earning rewards while supporting Fort Wayne, Huntington, and Roanoke businesses.
NOT A MEMBER YET?
Becoming a member is quick and simple. If you live or work in Allen or Huntington County, you likely qualify—and there are other ways to become eligible too.
Join today and get access to competitive rates, real support, and benefits that help your money go further.
OVERDRAFT OPTIONS
Link another PSCU account as backup. If you overdraft, we’ll transfer funds automatically. Just $5 per transfer.
VISA OVERDRAFT PROTECTION
Use your PSCU Visa credit card as overdraft coverage. You only pay interest on what you use until it’s paid back.
MY OVERDRAFT PRIVILEGE (MY ODP)
Eligible members with direct deposit can get overdraft coverage up to their qualified limit. $30 fee per transaction, but your payments go through without the embarrassment or extra fees of a return.
*Contact us to set up overdraft protection or learn about My ODP eligibility.
MANAGE YOUR MONEY
CARD CONTROLS
Lock or unlock your debit card instantly through the mobile app.
Lost your card?
Lock it until you find it.
Tap “More” → “Manage My Cards” to get started.
E-NOTICES & E-ALERTS
Get instant notifications about your account via email or text:
- Low balance alerts
- Direct deposit notifications
- Overdraft notices
- Loan payment reminders
Customize alerts to fit your needs.
LEARN MORE ABOUT E-ALERTS
DIRECT DEPOSIT
Set up direct deposit in minutes:
- Routing Number: 274973358
- Account Number: Found on your statement (upper right corner)
- Account Type: Checking
CHECK YOUR PROGRESS:
Want to see if you’ve met your requirements for the month?
- Login to online or mobile banking
- Click or tap on your checking account
- Select “Rewards Requirement Status”
You’ll see exactly which requirements you’ve met and what’s still needed before month-end.
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