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Member Perks. Being a member has its perks. click to learn more
OWN YOUR FUTURE. Increase your savings with certainty and peace of mind. 4.75 %APY for 8 month certificate. 4.00%APY for 25 month certificate. Click to learn more
Use the ITM to deposit cash/checks, withdraw cash, make loan payments & more. Jefferson Blvd & old trail rd
Now Available Video and Online Chat with our staff during regular business hours!
Own Your Future. Low Payment Auto Loans. Click to learn more
Refer a Friend, you could both earn $100. Click to learn more.

Rates at a Glance

APR* as low as:

Janice M

“We have saved so much money with the credit union and the service is a 10+  No matter what we need, they are always offering us great service. We plan to always do our banking with PSCU!”

Janice M.
PSCU Member since 1985

Tim B

“I have been a member of Public Service Credit Union for over 40 years and have had a very  good  relationship with them.  They are the best.”

Tim B.
PSCU Member Since 1972

Jeffrey K

“I truly appreciate the efficiency and ease of getting this transaction handled as a result of your professional and helpful actions.  I simply cannot imagine being a member of any other Credit Union.  PSCU has consistently spoiled me rotten with over-the-top exceptional customer service and expediency.  I can now breathe much easier knowing that my financial obligations are handled appropriately while offering me ‘wiggle room’ with cash flow and my renewed ability to save/invest money more aggressively.”

Jeffrey K.
PSCU Member Since 2017

Cynthia S

I feel as though Public Service CU has changed my life over the years and helped me more than financially.  I struggled with many things over the years and the one thing that I could count on was Public Service.  They listened when other institutions saw a number – PSCU saw me the person.  I will always be grateful to PSCU for giving me a chance and believing in me when it was hard to believe in myself.

Cynthia S.
PSCU Member Since 2001

Doris R

“My family does our banking at PSCU in Waynedale. Jenn is a teller there, she goes out of her way to help us. She’s the best we just love her.”

Doris R,
PSCU Member Since 2017

Carolyn G

I want to thank you all!!  You guys are an amazing team…thank you for your outstanding support, job well done!

Carolyn G.
PSCU Member Since 1991

Robin W

I did not have an account before PSCU. I was welcome and was even given a loan to help with my credit.

Robin W.
PSCU Member Since 2024

Beverly H.

Unbelievable experience great customer service. I did not feel that I was being overlooked or pushed aside. As other banks when you walk in they don’t necessarily give you that welcoming experience. But when I walked in to PSCU they took me into the office and most of all they listened to what I had to say and what I really needed help with. I received a call back as promised. I got preapproved for a loan. Great and friendly staff. I already have recommended others to this Credit Union.

Beverly H.
PSCU Member Since 2024

Project Giveback 2024 We’re thrilled to announce that our biggest and most joyful community initiative is back and better than ever! As we look ahead,

ITMs Now Available Read the letter from our CEO about how Public Service Credit Union is transforming the banking experience and how the ITMs are

REFER A NEW MEMBER TO PSCU Share PSCU with your friends and family!  We’ll give $100* to you & the person you refer to open

NEW! Pre-approved Loan Offers: You can now get your own personalized pre-approved loan offers from Public Service Credit Union online!  In just a couple of

Buy Local Spend Local connects you to locally owned businesses in the community, encouraging and rewarding you to not only BUY LOCAL but to also

Scams are on the rise! Make sure you are protecting your money and your personal information.  Read about recent fraud attempts and how to avoid

What's New
@ PSCU

Video & Online Chat

Now Available: Video & Online Chat to connect with the staff at Public Service Credit Union during regular business hours. The online chat starts with “Bubbles” our new AI chat… Read more »

Your pre-approvals

NEW! Pre-approved Loan Offers: You can now get your own personalized pre-approved loan offers from Public Service Credit Union online!  In just a couple of