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Rates at a Glance

APR* as low as:

Deanna W

“I want to personally thank Leslie for being a helping hand during a critical time for me. She allowed me to see that there are helping hands in society. I appreciate Leslie for thinking of me as a human being and not a statistic. I went two years without heat in my house and thought this year would be a repeat of the past. I am very grateful and thankful for the people who had a hear to turn my circumstance into a victory. The staff at Public Service Credit Union are always kind.”

Deanna W.
PSCU Member Since 2001

Janice M

“We have saved so much money with the credit union and the service is a 10+  No matter what we need, they are always offering us great service. We plan to always do our banking with PSCU!”

Janice M.
PSCU Member since 1985

Kimberly S

“I was hesitant to call but I finally did and I’m so happy that I did. I talked with Leslie and she was amazing! I refinanced my car, saving $100 a month! Give them a call today, you won’t regret it.”

Kimberly S.
PSCU Member Since 2017

Isaac M

“Working with PSCU has been amazing! Leslie helped me get a reasonable loan for a new car that I have needed for a long time, and in the process she helped me transfer my outstanding credit card balance over at a MUCH lower interest rate! The process has been smooth and easy. She even set it up so I could do everything remotely, keeping me safe during the COVID-19 pandemic!”

Isaac M.
PSCU Member Since 2009

Tim B

“I have been a member of Public Service Credit Union for over 40 years and have had a very  good  relationship with them.  They are the best.”

Tim B.
PSCU Member Since 1972

Darin B

“It has always been a great experience working with Leslie. She has always gone above and beyond helping me with my loans.”

Darin B.
PSCU Member Since 2017

Tanner R

“If everyone at Public Service is as kind and caring as Leslie is, then y’all deserve an award!  She has helped me a few times in the past, always keeps me updated, never in the dark about my loan process. She has made all this stress free and I appreciate that!”

Tanner R.
PSCU Member Since 2020

Russell U

“From the beginning Leslie and the Credit Union have done exactly as they promised. I have consolidated high interest credit card bills down to one! No more 24 plus % rates to 6.9 % for one year to 11.8%. That is substantial savings. I also refinanced my car to a lower % rate. It was quick and easy!”

Russell U.
Google Review

Paul P

“Leslie at the Jefferson branch is outstanding to work with!! Very friendly, knowledgeable and willing to help! Highly recommend giving her a call! Public Service Credit Union has been great to work with ever since we became members.”

Paul P
Google Review

Jeffrey K

“I truly appreciate the efficiency and ease of getting this transaction handled as a result of your professional and helpful actions.  I simply cannot imagine being a member of any other Credit Union.  PSCU has consistently spoiled me rotten with over-the-top exceptional customer service and expediency.  I can now breathe much easier knowing that my financial obligations are handled appropriately while offering me ‘wiggle room’ with cash flow and my renewed ability to save/invest money more aggressively.”

Jeffrey K.
PSCU Member Since 2017

Cynthia S

I feel as though Public Service CU has changed my life over the years and helped me more than financially.  I struggled with many things over the years and the one thing that I could count on was Public Service.  They listened when other institutions saw a number – PSCU saw me the person.  I will always be grateful to PSCU for giving me a chance and believing in me when it was hard to believe in myself.

Cynthia S.
PSCU Member Since 2001

Doris R

“My family does our banking at PSCU in Waynedale. Jenn is a teller there, she goes out of her way to help us. She’s the best we just love her.”

Doris R,
PSCU Member Since 2017

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Last Updated: 4/28/2022 Scams are on the rise! Make sure you are protecting your money and your personal information.  Read about recent fraud attempts and

What's New

Apple Pay, Google Pay & Samsung Pay

Securely add your Public Service Credit Union debit or credit card to your smartphones digital wallet and quickly check out when you’re shopping online or in store!  Add your cards… Read more »

ACH Instant Deposit

Get your paycheck and other ACH deposits early with ACH Instant Deposit!  Now you have the option to post your pending ACH transactions yourself. That means you can get paid… Read more »