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Auto Loans

Public Service Credit Union offers competitive rates on new and used auto loans.  Even better, we offer the same low rates on both new and used vehicles (up to 10 model years old), whether you are purchasing or refinancing. Car, truck, crossover or hybrid…we’ll get you the best rates around.

Our  low rates and flexible terms will help you get the monthly payment that’s right for you. Call us, or apply online, to get a quick and easy pre-approval before you shop!  You can shop in confidence knowing your price range and estimated payments.

Recreational Vehicle Loans

Count on Public Service CU to finance your next big toy. Our flexible terms, will help you get whatever type of motorcycle or specialty vehicle you’ve been wanting.  And just like car loans, we offer the same low rate for recreational vehicles whether new or used (up to 10 model years old).

  • Motorcycle Loans
  • Boat Loans
  • Jet Ski Loans
  • RV, Motor homes, Travel Trailers and 5th Wheel Loans
  • ATV/Four Wheeler Loans

Pre-Approved Loan Offers

Are you already a member at Public Service?  If so, you can now get your own personalized pre-approved loan offers online!  In just a couple of steps, you can see which loans you’ve been pre-approved for without an impact to your credit score!


Vehicle Loan Protection Options


Will you still be paying for your vehicle after it’s gone? In the event of an accident, GAP may cover the difference between what you owe on your vehicle and what it’s worth. Protect yourself with GAP Coverage for just $349, which can be financed into your loan.


Mechanical Repair Coverage helps to cover unexpected, costly repairs that may arise after the purchase of you car. You can purchase a vehicle service contract at any time to help protect yourself from unexpected repair bills. Plus our MRC also includes 24/7 roadside assistance.

Learn More


Auto Dealer Sales

Buy a new or used vehicle from one of these dealers and get it financed at the credit union all in one stop! Just tell your dealer you want to finance the loan with Public Service Credit Union and they’ll take care of the rest!

  • Bob Thomas Ford West – Illinois Road
  • Bob Thomas Ford Lincoln Mercury – W. Coliseum
  • Davco Auto – Lima Road
  • Don Ayers – Lima Road
  • Ehlerding Motorsports – SR 930
  • Evans Toyota – E. Coliseum Blvd
  • Key Auto Sales – Lower Huntington Road
  • Larry’s Auto Sales – N. Clinton Street
  • Lucky Harley Davison – Illinois Road
  • Osborn USA – W. Washington Center
  • O’Daniel Automart – Illinois Road
  • O’Daniel Ford – New Haven
  • O’Daniel Mazda – Illinois Road
  • O’Daniel Motor Sales – Illinois Road
  • River City Harley-Davidson – SR 930
  • Professional Auto Sales – W. Washington Ctr
  • Tom Kelley Buick Pontiac GMC – 14/69 Auto Mall
  • Tom Kelley Cadillac Saab Volvo – 14/69 Auto Mall
  • Tom Kelley Superstore – 14/69 Auto Mall
  • Tom Kelley Chevrolet – Value Drive
  • Vorderman Motorworks – Cross Creek Blvd
  • Yes Automotive – Bluffton Road
  • Zoomers RV of Indiana – Wabash


Since 2013 we’ve been keeping track of how much money our members have saved by re-financing their loans with us. We’ve hit $3.5 MILLION DOLLARS!!  We want to beat your rate and help you save money on the loans you have financed elsewhere.



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