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Rates updated March 6, 2018

Vehicle Loan RatesTermAPR as low as
New & Used Vehicles0-35 months 2.35%
New & Used Vehicles36-59 months2.60%
New & Used Vehicles60-83 months2.85%
New & Used Vehicles84 or more months3.55%
Recreational Vehicles included: RV’s, Travel Trailers, 5th Wheels, Motor Homes, Motorcycles, Boats and other recreational merchandise. Restrictions: Used vehicles 10 model years or older will be priced at the signature loan rate. Loan rate not to exceed 18%. *APR=Annual Percentage Rate.  Rates are based upon credit worthiness and are subject to change without notice.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Repayment Example: A $25,000 vehicle loan for a term of 60 months with a 2.85%APR, the monthly payment would be $447.61.
Other Loan RatesTerm up toAPR as low as
SIgnature Loan60 months7.95%
Credit Builder60 months12.00%
Share Secured60 months4.00%
Certificate Secured60 months2.00%+Certificate Rate
VISA Platinum11.80%
VISA Share Secured12.90%
VISA Classic13.90%

VISA Disclosures

Restrictions:  Loans not to exceed 60 months; Loans not to exceed 18%. *APR=Annual Percentage Rate.  Rates are based upon credit worthiness and are subject to change without notice.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Repayment Example: a $10,000 loan for a term of 60 months with a 7.95%APR, the monthly payment would be $202.61.
Mortgage RatesTermAPR as low as
1st Mortgageup to 60 months4.25%
1st Mortgage61-120 months4.50%
1st Mortgage121-180 months4.75%
2nd Mortgageup to 60 months4.90%
2nd Mortgage61-120 months5.15%
2nd Mortgage121-180 months5.40%
HELOC240 monthsPrime Rate with Floor
Restrictions:  Loans not to exceed 18%; Maximum Loan to Value is 85%; Property must be primary residence and located in Indiana. Floor rate on HELOC is 4.25%APR*. No rate matching. *APR=Annual Percentage Rate.  Rates are based upon credit worthiness and are subject to change without notice.  We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.  Repayment Example: A $75,000 mortgage for a term of 180 months with a 4.75%APR, the monthly payment would be $583.58