young couple entering credit card information on a mobile phone

Platinum Visa® – Rates as low as 11.80% APR*

Sometimes, being told “No” can be a really good thing.  Especially when it comes to our Visa Credit Card, which has a lot of “No’s”:

  • No annual fee
  • No balance transfer fee
  • No cash advance fee
  • No liability for fraudulent charges if your card is lost or stolen

But what really sets our credit card apart from others, is that our Visa comes with a non-variable rate as low as 11.80% APR* and that rate won’t change or skyrocket if you miss a payment!  That’s almost unheard of in today’s marketplace.


Special Balance Transfer Intro Offer

Transfer your higher-interest rate credit card balances to a Public Service Credit Union Visa and get used to saving.  When you open a PSCU Visa, you’ll get a 6.90%APR introductory rate on balance transfers for 12 months. After 12 months, the rate will only go up to the regular rate on your card.  Plus there is no balance transfer fee!  Complete our BALANCE TRANSFER FORM or give us a call to request a balance transfer.

Account Management

  • Access through Online or Mobile Banking
  • Card Controls – block/unblock your card
  • View transaction activity
  • Pay with a simple transfer from your PSCU Savings or Checking



About Public Service Credit Union

Public Service Credit Union is Fort Wayne’s oldest Credit Union, founded in 1932. We are proud to serve anyone who lives or works in Allen or Huntington county with great rates, low fees, convenient access and exceptional service.  As a not-for profit cooperative, the Credit Union is owned by it’s members.  When you join, your $5 minimum balance in your Primary Savings account establishes your membership and opens you to all the accounts, loans and services we offer.



*APR= Annual Percentage Rate. Subject to loan approval. Rates vary based on creditworthiness. Rate may change after account opening.

VISA DISCLOSURES– This is Public Service Credit Union’s credit card account agreement and it includes necessary federal truth-in-lending disclosure statements, Visa Classic, Secured Visa Classic, and Visa Platinum Agreements and any special instructions regarding the use of a PSCU Visa Classic, Secured Visa Classic, and/or Visa Platinum credit cards, and/or any other account access device.