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Since 2013 PSCU has been keeping track of how much money members have saved by re-financing their loans from other financial institutions.  It’s over $3.5 Million dollars saved!!  That money goes straight back into members pockets!  Want to see how much money you could save by re-financing your outstanding debit?  Call to apply at 260-432-3433 or apply online!

Public Service Credit Union offers competitive rates on new and used auto loans.  Our flexible terms will help you get the monthly payment that’s right for you. Call us to get a quick and easy pre-approval before you shop! Learn More

Buying a motorcycle, travel trailer, 5th wheel, motor home, boat, jet ski, 4 wheeler or RV? With terms up to 10 years we can help finance whatever vehicle you’ve been wanting. Learn More

Our personal loans have flexible terms to fit your budget. You can use the money for any reason which makes it convenient to borrow from Public Service Credit Union. The tiered rate structure determines your interest rate which is based on your creditworthiness. Learn More

Share Secured Loans are loans secured by your shares on deposit with the credit union. Using your shares as security lowers the amount of interest you’ll pay. Share secured loans are a great way to build your credit. Learn More

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Auto Dealer Sales

Buy a new or used vehicle from one of these dealers and get it financed at the credit union all in one stop! Just tell your dealer you want to finance the loan with Public Service Credit Union and they’ll take care of the rest!

  • Bob Thomas Ford West – Illinois Road
  • Bob Thomas Ford Lincoln Mercury – W. Coliseum
  • Davco Auto – Lima Road
  • Don Ayers – Lima Road
  • Ehlerding Motorsports – SR 930
  • Evans Toyota – E. Coliseum Blvd
  • Key Auto Sales – Lower Huntington Road
  • Larry’s Auto Sales – N. Clinton Street
  • Lucky Harley Davison – Illinois Road
  • Osborn USA – W. Washington Center
  • O’Daniel Automart – Illinois Road
  • O’Daniel Ford – New Haven
  • O’Daniel Mazda – Illinois Road
  • O’Daniel Motor Sales – Illinois Road
  • River City Harley-Davidson – SR 930
  • Professional Auto Sales – W. Washington Ctr
  • Tom Kelley Buick Pontiac GMC – 14/69 Auto Mall
  • Tom Kelley Cadillac Saab Volvo – 14/69 Auto Mall
  • Tom Kelley Superstore – 14/69 Auto Mall
  • Tom Kelley Chevrolet – Value Drive
  • Vorderman Motorworks – Cross Creek Blvd
  • Yes Automotive – Bluffton Road
  • Zoomers RV of Indiana – Wabash


Refinance your mortgage with PSCU and tap into your homes equity to pay for your next project!  Want to lower your interest rate, consolidate bills or switch to a fixed rate?  We can do that too!

1st & 2nd MORTGAGES
Get a low fixed rate with low closing costs!  We offer flexible terms and no pre-payment penalty.  Having your mortgage where you do your banking is very convenient.  You can view and pay online! Learn More


Use the equity in your home to make your next project possible, consolidate your bills and more!  Apply once and have access to your limit for up to 10 years.  The rate is variable and based on the prime rate.  Give us a call to learn more or apply! Learn More

We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Home Mortgage Disclosure Act Notice: The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex and income of applicants and borrowers; and information about loan approvals and denials.  Inquire in our office regarding locations where HMDA data may be inspected.

Carolyn Mikesell- NMLS# 788651; Todd Mason- NMLS# 788650;
Doug Greener- NMLS# 1153334; Leslie Baumgarte- NMLS# 1445447


enotice video snipE-ALERT– Get a reminder before your loan payment is due! You can decide how many days before your loan is due that you’d like to receive the e-Alert reminder.  E-NOTICES– Get a notified if your loan payment is late.  With e-Notices, you’ll receive an email and have secure online access to your late payment notice. There’s no need to wait for the mail!  Sign up for e-Notices & e-Alerts today!




Since 2013 we’ve been keeping track of how much money our members have saved by re-financing their loans with us. We hit the $3.5 MILLION DOLLAR !!  We want to beat your rate and help you save money on the loans you have financed elsewhere.



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