A rate everyone will be talking about.
Five days. One frozen-solid rate. This Labor Day Weekend, we’re offering one of the highest certificate rates we’ve ever had. Open yours between September 4th–8th and start earning more immediately!
Lock in up to 4.30% APY*
Open a 15 or 27-month Share Certificate between September 4th–8th and put your savings to work with us.
Bring new money, earn more. Deposit funds from outside PSCU and earn 4.30% APY.* Already have money with us? You’ll still earn a cool 4.20% APY.*
This offer is so good, we had to put limits on it. Limit one new money certificate with $75,000 maximum and one existing money certificate with $25,000 maximum per member. Exclusively available in online or mobile banking. You’ve got five days to grab a rate this good before it’s gone. New members are welcome!
Why it’s a smart move
- A great rate, guaranteed. Freeze your return! No watching the market. No surprises.
- Hands-off earnings. Dividends are calculated daily and paid to you every month.
- Your savings are protected. Deposits insured up to $500,000; $250,000 through NCUA and an additional $250,000 through Excess Share Insurance (ESI).
Don’t wait! This offer ends September 8th.
Open your certificate in online or mobile banking before 5:00 PM EST on September 8, 2026. It only takes a few minutes.
IT’S ME 247 ONLINE BANKING LOGIN
*APY = Annual Percentage Yield. Offer Details: Must be opened in online or mobile banking between Sept 4-8, 2026 at 5:00 PM EST. New Money Rate (4.30% APY): Requires 100% new money. “New money” means funds not on deposit with PSCU as of Aug 31, 2026. New Money Certificates opened without 100% new money will be closed and funds returned to the account it came from. $1,000 minimum and $75,000 maximum deposit. Existing Money Rate (4.20% APY): “Existing money” means funds already held in your PSCU accounts as of August 31, 2026. $1,000 minimum and $25,000 maximum deposit. Terms: 15 or 27-month terms. Limit one new money and one existing money certificate per member (SSN), if more than one is opened, it will be closed and funds returned to the account it came from. Dividends calculated daily, paid monthly. Penalty for early withdrawal. Upon maturity, 15-month certificates automatically renew for a 18-month term and 27-month certificates automatically renew for a 30-month term using the current rate at maturity. Additional Information: Rates subject to change. Fees may reduce earnings. Cannot use Loyalty Points or other offers in combination with these specials. Deposits insured up to $250,000 by NCUA and an additional $250,000 by Excess Share Insurance (ESI). Contact PSCU for complete details.
NOT A MEMBER YET?
This is the perfect time to join. If you live or work in Allen or Huntington County, you’re likely eligible to join.Membership is free, and you’ll get access to better rates, personalized service, and benefits designed to help you save more.
JOIN NOW & OPEN YOUR CERTIFICATE
HOW TO VIDEOS:
FAQ’s
Q: What is considered new money?
A: Funds not already on deposit with PSCU as of August 31, 2026.
Q: What if I don’t have any new money to bring over?
A: You can still take advantage of our existing money special.
Q: Since there are two term options, can I open one for each term?
A: No, you may only have one new money certificate (for 15 or 27 months) and one existing money certificate (for 15 or 27 months).
Q: What if I have both new money and existing money?
A: You have two options — the choice is yours, but keep in mind, this special is limited to one new money and one existing money certificate per member.
Maximize your certificate balance: Mix your new and existing money together in one certificate (up to $25,000) and earn 4.20% APY on the full amount.
Maximize your return on new money: Open a certificate with 100% new money and earn 4.30% APY (on up to $75,000), then put your existing money into one of our existing money certificate and earn 4.20% (on up to $25,000) or one of our other certificate options. View all certificate rates
Q: Am I eligible for membership?
A: Anyone who lives or works in Allen or Huntington County in Indiana is eligible for membership at Public Service Credit Union — Apply For Membership Online If you don’t live or work in those counties you may still be eligible — Other Membership Eligibility Options