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Public Service Credit Union’s MY Loyalty POINTS program is designed to offer you rewards based on your relationship with the credit union. Points are scored based on the products and services you use. Accounts will be scored on the last day of the month and points will be awarded the next day. Your points will appear on your statements as well as your online banking. Remember, the more you use the credit union the better the rewards!

See the tables below for information on earning and redeeming points!

MY Loyalty Points Brochure

How to Earn My Loyalty Points
Primary Financial Institution
Smart Checking Account Open165
Account open for over 5 years**1
Savings
Additional General Savings Accounts1
Share Certificate (CD)10
Individual Retirement Account (IRA)10
Funds Manager Account with over $1,00010
Total Account Balances over $1,00020
Total Account Balances over $10,00025
Total Account Balances over $25,00030
Total Account Balances over $50,00035
Loans
1st or 2nd Mortgage165
All Other Loans85
Loan Paid by Automatic Transfer85
Total Loan Balances over $150
Total Loan Balances over $5,00085
Total Loan Balances over $10,000120
Total Loan Balances over $20,000155
Total Loan Balances over $30,000190
Self Service
ATM Transaction35
Debit Card Transaction***165
Credit Card Open85
PC Banking Active85
E-statement Enrolled35
Billpay Enrolled35
Deposits
Employer Paycheck Deposit over $500165
Direct Deposit over $500165
How to Redeem My Loyalty Points
Loans
.25% Loan interest rate discount5000
.50% Loan interest rate discount10000
Share Certificates (CD's)
.25% CD rate increase5000
.50% CD rate increase10000
Credit Union Gear
Sticky Note Pad500
T-Shirt -Old Style500
Mousepad600
Can Koozie1000
Sunglasses1000
T-shirt- New Styles2000
Green Back Sack2000
Color Changing Water Bottles2000
Fee Refunds
Text Banking Fee5
Billpay Inactivity Fee100
Photocopy Fee100
Fax Fee100
Notary Fee200
Money Order Fee200
Phone Transfer Fee300
History Print Out Fee300
Returned Mail Fee500
Overdraft Transfer Fee500
Check Copy Fee500
Incorrect EFT Fee500
Cashiers Check Fee500
Statement Copy Fee500
Check Cashing Fee500
Paper Statement Fee1000
Debit Card Replacement Fee1500
Loan Late Fee1750
Returned Deposit Fee2500
Returned Loan Payment Fee2500
Stop Payment Fee3000
NSF/ODP Fee3000
Coin Counting Fee100*Fee

 

Contact us to redeem your points at 260-432-3433.